Find out more about who we are and our full range of financial services

People are sometimes apprehensive about talking to a Financial Adviser.  They do not always see the immediate benefit and may be worried about paying a fee. You are under no obligation after our initial meeting.  Before any recommendations are made, we will clearly explain the fees involved and the benefits to you.

If you decide to become a St. James’s Place client, we are confident of the value we can add. St. James’s Place regularly conduct client surveys and 95% of St. James’s Place clients have recommended or would recommend St. James’s Place.

Knowing how to make the most of your life savings can be a daunting exercise. With expert knowledge, a Financial Adviser at Four Wealth Management works closely with you and your family.  We make time to understand your aspirations and make recommendations for how to best protect and grow your money. 

The difference we can make will depend on which stage of life you are in:

• Creating wealth – We can help you develop and implement a financial strategy as you start saving, acquiring assets and creating your wealth.
• Growing wealth – As your career progresses, the focus will be on in-depth tax-efficient financial planning and appropriate investment strategies to help your money work as hard as it can.
• Preserving wealth – As you approach the end of your career, you might be more concerned about looking after your wealth.  We will develop a strategy to help protect your assets and mitigate tax liabilities.
• Transferring wealth – At some point you or a family member will leave a legacy to the next generation.  At this stage of life, we can advise you on estate planning and inheritance tax issues to help achieve the most effective transfer of wealth to your loved ones

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

You can have full confidence when you see an Financial Adviser that he/she meets the required industry qualifying criteria.

Your Financial Adviser must:

• Adhered to a code of ethical standards
• Hold the required qualifications for the activities they undertake
• Undertake at least 35 hours of learning activities each year to develop and enhance their abilities. 

It is important that you trust the person who will have the important job of giving you advice on your finances which is something that most people consider very personal.

At Four Wealth Management, our Financial Advisers will make recommendations tailored to your individual circumstances and also be able to explain the strategy in plain language so that you are clear about the advantages and disadvantages.

Financial Advisers at Four Wealth Management are representatives of St. James’s Place – one of the largest financial services firms in the UK with a distinctive approach to Investment Management.  St. James’s Place are confident about the advice that their advisers provide, that they are willing to guarantee the suitability of it.  Find out more about the St. James Place Advice Guarantee.