CREATING YOUR WEALTH
We are very excited to announce that Four Wealth Management have now merged with another St. James’s Place practice – Cooper Associates Wealth Management.
We look forward to welcoming you to one of our offices in Bristol, Taunton, Cheltenham or Cirencester very soon.
Our phone number remains the same. Please do get in touch if you have any queries on:
0117 973 0500
You will shortly be redirected to the Cooper Associates Wealth Management website.
The first stage of Wealth Management is creating your wealth
Saving monthly is a good way to begin creating your wealth. The sooner you start saving, the more time your money has the potential to grow. If interest rates are low, it can be hard to make the most of your savings. An adviser can help you understand your options and create a bespoke investment plan for you, based on your individual needs and goals to make your money work hard for you. At Four Wealth Management, our advisers will use a diversified approach to creating wealth aiming to reduce risk.
Getting on the property ladder can be an ideal way to continue creating your wealth. Whether you are buying your first home or looking to invest in property to make an additional income, we can help you find the most suitable mortgage for you.
Starting a pension as early as possible is a tax-efficient way of saving for your future. Get help starting your pension today.
Most people are eligible for auto-enrolment and will already have a pension started for them with employer contributions. However, the minimum contributions are relatively low, which means that you are unlikely to achieve your desired lifestyle at retirement with this alone. Starting your own additional pension could overcome this and you can still take advantage of up to 45% tax relief from the government, on the basis that any tax relief above the basic rate is claimed via your annual tax return. At Four Wealth Management, we are experienced in helping clients who are starting pensions and thinking about their options at retirement.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Creating Wealth
For those just starting to think about financial planning, your Four Wealth Management financial adviser will help you develop and implement a comprehensive financial strategy as you start saving, acquiring assets and creating your wealth.
News and insights
Can I claim life insurance as a business expense in the UK?
Business owners and entrepreneurs are always keen to find legitimate ways to minimise their tax bill. At Four Wealth Management, we are often asked if life insurance premiums
What happens to my parents’ pensions when they die
Thinking about your parents dying is not easy but it is important that you understand what will happen to your parents pensions when they die and also what
Can I live in my house if I put it into Trust to reduce my Inheritance Tax liability?
Inheritance tax is the tax taken from the value of your estate when you pass away. It is usually up to 40% of your estate value (after the
How much will my employer pay into my workplace pension in the UK?
Whether retirement is years away for you or it is fast approaching, saving for retirement is a crucial part of financial planning at any stage of life. Workplace
Book your place at a complimentary seminar
We offer complimentary seminars on investment planning, retirement planning and inheritance tax mitigation to help you to make more of your money. Our financial advisers will be there to answer your questions.
Enquire now
If you have any queries or would like to arrange a face to face meeting with an adviser for a no obligation review of your personal finances, simply book a call back using the form below. Alternatively, you can call us on 0117 973 0500.
